Plot No. 158, Survey No. 125/2,Alto - Porvorim, Penha-de-Franca, Bardez, Goa 403 521.  Telephone : (0832) 2412371/72 Tele-fax : (0832) 2412370 Email: porvorim@citizencreditbank.com MICR Code : 403209003 IFSC code :   CCBL0GOA003 FACILITIES : Franking Timings Business Hours : 9.30 am - 1.30 pm; 2.30 pm - 5.00 pm