154, Fida Mansion, S.V. Road, Santa Cruz (West) Mumbai 400 052.  Telephone : 26047470,26047976 Tele-fax : 26047770 Email: santacruz@citizencreditbank.com MICR Code : 400209015 IFSC code :   CCBL0209015 Timings Business Hours : 9.00 am - 1.00 pm; 4.00 pm - 6.00 pm