• Salaried individuals
  • Professionals & Self-Employed persons and those in business filing their IT Returns
Sanction Limit
  • 60% of the value of the property to be mortgaged
  • The loan amount depends on the repayment capacity
Repayment period
  • upto a maximum period of 10 years
Rate of interest
  • Mortgage of the property to be financed by way of deposit of title deeds/registered mortagage
  • One guarantor with adequate net worth
Documents Required
  • Proof of Residence - Aadhar Card Card/Driving license/ Passport/ Electricity Bill/ Telephone Bill
  • Form 16 A, Salary Slip or Last 3 years Balance Sheets/Tax Returns
  • Title and Valuation Report of Property to be purchased