GST (Goods & ServiceTax) will be charged on all commission & charges | |||||||||||||||||
Present Rate of GST Applicable is 18% w.e.f. 01.07.2017 | |||||||||||||||||
A) ADVANCES | |||||||||||||||||
Processing Charges | |||||||||||||||||
i) Upfront Processing charges (Non refundable) Except for MSME loans upto Rs.5.00 lakhs | |||||||||||||||||
Upto Rs.50,000/- | Rs.250/- | ||||||||||||||||
Upto Rs.1,00,000/- | Rs.500/- | ||||||||||||||||
Upto Rs.5,00,000/- | Rs.1,000/- | ||||||||||||||||
Above Rs.5,00,000/- | Rs.2,000/- | ||||||||||||||||
Above Rs.1,00,00,000/- | Rs.10,000/- | ||||||||||||||||
ii) Processing charges (inclusive of upfront charges) | |||||||||||||||||
Type of Loan | |||||||||||||||||
MSME loans upto Rs.5.00 lakhs | NIL | ||||||||||||||||
MSME loans above Rs.5.00 lakhs to Rs.100 lakhs | 0.60% | ||||||||||||||||
Other Business Loans upto Rs.100 lakhs | 0.60% | ||||||||||||||||
MSME & Other Business Loans above Rs. 100.00 lakhs upto Rs. 500.00 lakhs | 0.60% of loan amount subject to maximum of Rs. 1.00 lakhs | ||||||||||||||||
MSME & Other Business Loans above Rs.500 lakhs | 0.60% of loan amount subject to maximum of Rs.5.00 lakh | ||||||||||||||||
Gold Loan upto Rs.50,000/- | Rs.5/- per thousand (minimum Rs.100/-) | ||||||||||||||||
Gold Loan above Rs.50,000/- | 0.30% of loan amount (min. Rs.250/- and maximum Rs.5000/-) | ||||||||||||||||
Top Up Loan | 0.30% of the loan amount. | ||||||||||||||||
For Other Loans other than those mentioned above | |||||||||||||||||
Upto Rs.50,000/- | Rs.10/- per thousand (min Rs.250/- including upfront charges) | ||||||||||||||||
Above Rs.50,000/- | 0.60% of loan amt (min Rs.500/- including upfront charges) | ||||||||||||||||
In case of recovery of upfront processing charges, balance charges to be recovered on acceptance of sanction letter | |||||||||||||||||
Prepayment Charges | |||||||||||||||||
Pre-Payment charges on floating rate term loans to individual borrowers. | Nil | ||||||||||||||||
Pre Payment charges for non individual borrowers on floating rate term loans (in case of takeover by other Insitutions) | 2% of outstanding amount | ||||||||||||||||
No dues certificate | |||||||||||||||||
(a) For borrowal accounts | Free | ||||||||||||||||
(b) For non-borrowal accounts | Rs.50/- | ||||||||||||||||
Solvency Certificate | Rs.100/-+0.25% of the solvency amount subject to a minimum of Rs.250/- maximum of Rs. 15000/- | ||||||||||||||||
Late payment of EMI/ instalment/ interest | 2% penal interest on overdue amount of principal/ interest | ||||||||||||||||
Non review of limits | 2% penal interest on the Balance outstanding | ||||||||||||||||
Commitment charges | 1% p.a. of the advance amount not availed of within 3 months of the sanction date | ||||||||||||||||
Stamp documents | At Government applicable rates | ||||||||||||||||
Nominal Membership fees | Rs.100/- per applicant & guarantor | ||||||||||||||||
Non-submission of Stock, Book debts, Creditors statement and Audited Financials | 2% penal interest for the period of delay | ||||||||||||||||
Review of CC/OD/MOD | 0.20% of the loan amount min Rs.500/- maximum Rs.25,000/- | ||||||||||||||||
Inspection of stock/book debts/ factory/ plant & machinery | Rs.100/- per visit + actuals | ||||||||||||||||
Reminders for stock statements and renewal of CC/ OD limilts | Rs.100/- per instance | ||||||||||||||||
Recovery visit charges/other recovery proceeding charges | Rs.100/- + actuals per instance. | ||||||||||||||||
For charges for unsuccessful execution of SI's/return of installment/EMI cheque | Above Rs.5000/- Rs.50/- for every instance | ||||||||||||||||
Safe custody charges gold loans closed but pledged ornaments not collected within 1 month | Rs.100/- per month to be charged every month till collection | ||||||||||||||||
Sealing taking charge of immovable property | Rs.1000/- + actual expenses incurred. | ||||||||||||||||
For amendment in sanction terms/ revalidation of sanction letter | 0.1% of loan amount minimum of Rs. 500/- & maximum Rs. 5,000/- | ||||||||||||||||
B) Registration of charges with CERSAI | |||||||||||||||||
Form I Creation & Modification of security interest in favour of secured creditors | |||||||||||||||||
Upto Rs.5 lacs | Rs.50/- | ||||||||||||||||
Above Rs.5 lacs | Rs.100/- | ||||||||||||||||
Form II Satisfaction of existing Security Interest | Nil | ||||||||||||||||
Form III Particulars for Securitization or Reconstruction of Financial Assets (for acquisition of financial assets for the purpose of securitization or reconstruction of Financial Assets) | Rs.500/- | ||||||||||||||||
Form IV Satisfaction of Securitization or Reconstruction of Financial Assets | Rs.50/- | ||||||||||||||||
Form IV Any application for information recorded/ maintained in the Register by any person | Rs.10/- | ||||||||||||||||
Form IV Condonation of delay charges (additional fees not exceeding 10 times of basic fee, as applicable) |
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C) BANK GUARANTEE | |||||||||||||||||
Commission will be recovered as per BG period | |||||||||||||||||
BG period will be rounded off in multiples of 3 months | |||||||||||||||||
Fully Secured by Cash/Bank Term deposits | Rs.100/- +0.50%p.a. of Bank Guarantee Amount | ||||||||||||||||
Guarantee secured by security other than cash / Bank's Term deposits | Rs.100/- +2%p.a. of Bank Guarantee Amount. Minimum one quarter commission non refundable | ||||||||||||||||
(Minimum commission on a guarantee - Rs.100/- + charges applicable for a period of minimum 6 months in case BG period is less than 6 months) | |||||||||||||||||
RENEWAL - Bank guarantee | Same as for issue of fresh guarantee. If renewal is during claim period of original BG then the claim period already charged will not be charged at the time of renewal. |
GST (Goods & ServiceTax) will be charged on all commission & charges | ||||
Present Rate of GST Applicable is 18% w.e.f. 01.07.2017 | ||||
Fee Based Services | ||||
1) Lockers | ||||
(a)Type of Lockers** | 1st Year | 2nd Year | 3rd Year | |
Small Size1 (6" x 4" x 18") | Rs.1000/- p.a | Rs.1000/- p.a | Rs.1000/- p.a | |
Small Size 2 (11" x 7" x 20") | Rs.1000/- p.a | Rs.1000/- p.a | Rs.1000/- p.a | |
Medium Size1 (13" x 4" x 18") | Rs.2,500/- p.a | Rs.2,500/- p.a | Rs.2,500/- p.a | |
Medium Size 2 (11" x 7" x 20") | Rs.2,500/- p.a | Rs.2,500/- p.a | Rs.2,500/- p.a | |
Large Size 1(13" x 10" x 18") | Rs.4,000/- p.a | Rs.4,000/- p.a | Rs.4,000/- p.a | |
Large Size 2 (14" x 11" x 20") | Rs.4,000/- p.a | Rs.4,000/- p.a | Rs.4,000/- p.a | |
Large Size 3 (21" x 07" x 20") | Rs.4,200/- p.a | Rs.4,200/- p.a | Rs.4,200/- p.a | |
Large Size 4(21" x 16" x 20") | Rs.4,500/- p.a | Rs.4,500/- p.a | Rs.4,500/- p.a | |
Nature of Service | Service Charges | |||
(b)Key Deposits * | Small Size1 | Rs.4,000 /- | ||
Small Size 2 | Rs.4,000 /- | |||
Medium Size1 | Rs.10,000/- | |||
Medium Size 2 | Rs.10,000/- | |||
Large Size 1 | Rs.16,000/- | |||
Large Size 2 | Rs.16,000/- | |||
Large Size 3 | Rs.16,800/- | |||
Large Size 4 | Rs.18,000/- | |||
(c) Agreement charges | Rs.100/- | |||
(d) Delay in payment of locker rent | Small Rs.25/- p.m. Medium Rs.50/- p.m. Large Rs.100/- p.m. to be charged till rent is received. | |||
(e) No of Locker operations | Free - 10 Locker operations per month. Use of locker operations exceeding 10 in a month - Charge of Rs 100/- per instance per month | |||
(f) Reminder for locker rent | Rs.25/- + actual postage charges | |||
**For existing lockers only the revised rentals will be applicable and not the revised security Deposit as mentioned above | ||||
**For all lockers allotted after 1st May 2016 locker rentals as well as security deposit will be as mentioned above | ||||
2) Transaction Service Charges for ATM | ||||
Nature of Service | Service Charges | |||
Annual Fees for ATM Card | Free | |||
Card Issuance fee | Rs.100/- | |||
Card Replacement within India | Rs.150/- | |||
Card Replacement (Abroad) | Rs.150/- .(+ Actual courier charges) | |||
PIN Regeneration | Rs.100/- | |||
All Transaction on Citizencredit Co-op Bank ATMs | Free for our Bank customers | |||
NFS/Rupay Member Bank ATMs | ||||
Free | 5 Transactions per month inclusive of both Financial and Non Financial Transactions | |||
Above 5 Transactions - Financial Transaction | Rs. 17/- | |||
Above 5 Transactions - Non Financial Transaction | Rs. 9/- | |||
3) Demand Draft / At par instrument Charges | ||||
Nature of Service | Service Charges | |||
Demand Draft | ||||
ICICI Bank DD | Rs.2/- per 1000/- subject to minimum of Rs.25/- | |||
Other Banks DD | Other bank charges + Rs.50/- | |||
(Reimbursement of out of pocket expenses(if any) would be on actuals. | ||||
DD/ At par Cancellation charges of ICICI | Rs.50/- per DD | |||
DD Cancellation charges of other banks | Other bank charges + Rs.25/- per DD | |||
DD Revalidation charges | Rs.50/-per DD | |||
Payorder Charges | ||||
Upto Rs.500/- | Rs.10/- | |||
Rs.501/- upto Rs.1,000/- | Rs.20/- | |||
Rs.1,001/- upto Rs.5,000/- | Rs.30/- | |||
Rs.5,001/- upto Rs.10,000 | Rs.50/- | |||
Above Rs.10,001/- upto Rs.1 lac | Rs.1/- per Rs.1000/- or part thereof minimum Rs.50/- | |||
Above Rs.100,000/- | Rs.1/- per Rs.1000/- or part thereof minimum Rs.100/- | |||
Payorder Cancellation charges | Rs.25/- per payorder | |||
Payorder Revalidation charges | Rs.25/- per payorder | |||
Duplicate Payorder charges | Rs.50/- per payorder | |||
Payorder for Non-customers (cash handling) | ||||
Upto Rs.1000/- | Rs.40/- | |||
Rs.1001/- upto Rs.5000/- | Rs.60/- | |||
Rs.5001/- upto Rs.10000 | Rs.100/- | |||
Rs.10001/- upto Rs.50,000/- | Rs.3 per Rs.1000/-or part thereof min Rs.100/- | |||
Payorder to be issued to non customers by way of cash should be upto a maximum amount of Rs.50,000/- | ||||
4) Outstation Cheques for Collection (OBC) | Maximum OBC charges -per instrument- inclusive of postage/courier, out of pocket expenses. | |||
Nature of Service | Service Charges | |||
OBC | Charges per instrument | Savings A/c Customer | Other Customers | |
Upto Rs.500/- | Rs.5 | Rs.25 | Rs.50 | |
Upto Rs.1000/- | Rs.10 | Rs.25 | Rs.50 | |
Rs.1001/- upto Rs.5000/- | Rs.20 | Rs.25 | Rs.50 | |
Rs.5001/- upto Rs.10000 | Rs.30 | Rs.50 | Rs.50 | |
Rs.10001/- upto Rs.1 lac | Rs.3 per Rs. 1000 | Rs.100 | Rs.100 | |
Above Rs.100000/- | Rs.150 | Rs.150 | ||
IBC: | ||||
Upto Rs.1000/- | Rs.20/- + postage | |||
Rs.1001/- upto Rs. 5000/- | Rs.40/- + postage | |||
Rs.5001/- upto Rs.10000/- | Rs.60/- + postage | |||
Rs.10001/- upto Rs.1 lac | Rs.6/- per Rs.1000 or part thereof min. Rs.60/- | |||
Above Rs.100000/- | Rs.5/- per Rs.1000 or part thereof min Rs.600/- Max Rs.5000/- | |||
5 ) National Electronic Fund Transfer (NEFT) | ||||
Nature of Service | Service Charges | |||
Inward | Free | |||
Outward | ||||
Upto Rs.10,000/- | Rs.2.50 per transaction | |||
Rs.10,001/- to Rs.1.00 lakh | Rs.5/- per transaction | |||
Above Rs.1.00 lakh to Rs.2.00 lakhs | Rs.15/- per transaction | |||
Above Rs.2.00 lakhs | Rs.25/- per transaction | |||
6) RTGS | ||||
Nature of Service | Service Charges | |||
Inward | Free | |||
Outward | ||||
Above Rs.2.00 lakhs to Rs.5.00 lakhs | Rs.25/- per transaction + time varying tariff subject to a maximum of Rs. 30/- | |||
Above Rs.5.00 lakhs | Rs.50/- per transaction + time varying tariff subject to a maximum of Rs. 55/- | |||
Time Varying Tariff. | ||||
Block | Settlement Time at RBI | |||
Block 1 | 08.00 to 11.00 hrs | Nil | ||
Block 2 | 11.00 to 13.00 hrs | Rs.2/- per transaction | ||
Block 3 | 13.00 to 16.30 hrs | Rs.5/- per transaction | ||
Block 4 | 16.30 onwards | Rs.10/- per transaction | ||
7) Handling charges for Cheques / Bills / ECS returned unpaid | ||||
Nature of Service | Service Charges | |||
a | Outward Returns | Rs.100/- per cheque returned | ||
(Cheque deposited by our customers) | Registered A.D / Courier charges for returning the cheque to the customer | |||
b | Inward Returns | Upto Rs.1 lakh -Rs.300/- per cheque | ||
(Cheques drawn by our customer on their accounts) | Above 1 lakh upto Upto Rs.5 lakh-Rs.500/- per cheque | |||
Above 5 Lakhs Rs. 1,000/- per cheque | ||||
c | ECS - Debit returns | Rs.300/- per ECS return | ||
d | No charge on Inward Cheque Return/ ECS Debit Return/ Outward Cheque Return due to Technical Reasons (Annexure IV) | |||
e | Outstation cheques | 50% of collection charges (min Rs.25/- +Actual Courier / Registered A.D charges) | ||
f | Local bills | Rs.25/- per bill + Actual Courier / Registered A.D charges | ||
g | Outstation bills | 50% of collection charges (min Rs.25/- + Actual Courier / Registered A.D charges) | ||
h | Inter-branch cheque returns | |||
Outward Returns | Rs.100/- per cheque return | |||
Inward Returns | Rs.300/- per cheque return | |||
8) Cheque book charges | ||||
Nature of Service | Service Charges | |||
(a) Savings Bank account Cheque Book (15 leaves) | (1) Free -4 cheque books per Financial Year. | |||
(2) Additional Cheque book for the financial year will be Rs.2/- per leaf | ||||
(only one cheque book will be issued at a time) | ||||
(b) Current/Overdraft account Cheque book (30 leaves) | Rs.2/- per cheque leaf | |||
Registered AD charges as applicable will be borne by the customer if the cheque book is not collected within 5 working days from the branch. | ||||
9) No dues certificate | ||||
Nature of Service | Service Charges | |||
(a) For borrowal accounts | Free | |||
(b) For non-borrowal accounts | Rs.50/- | |||
10) Charges for Trade Finance Services | ||||
Service Provided | Service Charges w.e.f 1/8/2018 | |||
Letter of Credit Advising Charges (Per LC Advised) | Rs. 500/- | |||
Letter of Credit Amendment Advising Charges (Per Amendment) |
Rs. 300/- | |||
Document Handling Charges (Inclusive of Postage) | Rs. 300/- | |||
Issuance of Certificates (IEC Letter / AD Code etc) | Rs. 100/- | |||
SFMS Charges (For Bank Guarantees issued by our Bank) | Rs. 300/- | |||
Additional ancillary charges applicable as per actuals | ||||
Other Charges | ||||
A] | SAVINGS /CURRENT ACCOUNT CHARGES | |||
Nature of Service | Service Charges | |||
1 | Minimum Balance Charges | SB A/c (Operative) - With and without cheque book | 5% of the difference between the actual balance maintained and minimum balance as agreed upon at the time of opening the account ** | |
SB A/c (Inoperative) | Nil | |||
No frills A/c | Nil | |||
CD A/c | 100/ per month | |||
ATM Linked SB A/C | 5% of the difference between the actual balance maintained and minimum balance as agreed upon at the time of opening the account ** | |||
SBJR A/c | 5% of the difference between the actual balance maintained and minimum balance as agreed upon at the time of opening the account ** | |||
BSBDA | NIL | |||
BSBDA (Small) A/c | NIL | |||
** A SMS alert will be sent in the event the balance has fallen below the minimum balance for the SB A/c (Operative & Inoperative ), ATM Linked & SBJR Account | ||||
2 | Minimum Balance Amount | SB A/c | Rs.200/- for accounts without cheque book facility | |
SB A/c | Rs.1000/- for accounts with cheque book facility | |||
No frills A/c | Rs.100/- without cheque book facility | |||
CD A/c | Rs.2000/- for Normal accounts | |||
ATM Linked SB A/C | Rs.1000/- | |||
BSBDA | NIL | |||
BSBDA (Small) A/c | NIL | |||
3 | Duplicate passbook charges | SB A/c | Rs.50/- per instance | |
with previous entries per month | No frills A/c | Nil | ||
4 | Duplicate statement charges | Rs.50/- per ledger page | ||
5 | Issue of duplicate Term Deposit Receipt, duplicate interest certificate, duplicate remittance certificate | Rs.50/- per ledger page | ||
6 | For issue of photocopy of a cheque or other documents, per instance | Rs.100/- for records of more than 1yr and Rs.25/- for records less than a year. Xerox charges extra | ||
7 | Change in operational instructions for current/overdraft account - addition/deletion of name of partners/ directors (other than Co-op. Societies) | Rs.25/- per occasion | ||
8 | Account Service Charges | OD/CD/ CC A/c s | ||
Average Balance | ||||
Upto Rs. 25000/- | Rs.50/- per folio per quarter | |||
Rs.25,001/- upto Rs.50,000/- | Rs.40/- per folio per quarter | |||
Rs.50,001/- upto Rs.1 lac | No charges | |||
Rs.100,001/- upto Rs.2 lacs | No charges | |||
Above Rs.2 lacs | No charge | |||
Account Service Charges on Overdraft against Term Deposits | Nil | |||
Current and Overdraft accounts having average credit quarterly balance of over Rs 50,000/- | Nil | |||
B | FOREIGN EXCHANGE TRANSACTIONS | |||
Nature of Service | Service Charges | |||
Remittances - Inward & Outward | ||||
Inward | ||||
(a) Direct Remittances | Other Bank charges + our Bank Charges Rs.100/- | |||
(b) Realization of Foreign Cheques | Other Bank charges + our Bank charges @ 0.25% of the cheque realized amount (Minimum of Rs. 50/-) | |||
Outward: | ||||
(a) Foreign Telegraphic Transfer | Other bank charges + Our Bank charges Rs.200/- | |||
(b) Foreign Demand Drafts | Other bank charges + Our Bank charges Rs.200/- | |||
Encashment of Foreign Currency Notes / Travellers Cheques / Travel Currency Card | Rs. 25.00 | |||
Selling of Foreign Currency Notes / Travel Currency Card | Rs. 25.00 | |||
C | MISCELLANEOUS | |||
Nature of Service | Service Charges | |||
1 | Balance enquiry | Nil | ||
2 | Balance Certificate | Free | ||
3 | Interest Certificate | Free | ||
4 | Account closure | |||
Within 14 days from the 1st deposit | Nil | |||
Above 14 days to 6 months (SB) | Rs.100/- | |||
Above 14 days to 6 months (CD) | Rs.500/- | |||
5 | Photo attestation / Identity verification charges | Rs.25/- per verification per instance | ||
6 | Cheque clearance confirmation | Free | ||
7 | Stop payment charges | Rs.100/- per cheque per instance and Rs.500 for loss of entire Book | ||
8 | Signature attestation charges | Rs.25/- per verification per instance | ||
9 | Postage charges | |||
(a) Registered Post | Actuals | |||
(b) Courier charges | Actuals | |||
(c) Ordinary post | Actuals | |||
10 | Withdrawal limitation in SB a/c's | 60 withdrawals free - Incidental charges of Rs.2/- per excess withdrawal | ||
11 | ECS Charges | Nil | ||
D | DEPOSITORY SERVICES w.e.f. 01.4.2015 | |||
Nature of Service | Service Charges | |||
Account opening / closing | Nil | |||
SPEED-e Agreement | Rs.100 | |||
SPEED-e REGISTRATION | Rs.1000/- Registration | |||
KYC Registration Charges | Rs.50/- per form | |||
SPEED-e FACILITY | ||||
a) Transaction Charges | @ 0.03% of the transaction value (minimum Rs.30/- per scrip) | |||
b) Freeze Instruction | Rs. 100/- per transaction (only for e-token users) | |||
c) E-token (USB device) | At Cost | |||
Transaction Charges | ||||
a) All Purchase | Nil | |||
b) Market/ off-market Sale | @0.04% of the transaction value (min Rs.40/- per scrip) | |||
c) Interdepository Sale | @0.04% of the transaction value (min Rs.40/- per scrip) | |||
Demat Charges | Rs.3.00 per certificate'(subject to min Rs.50) | |||
Remat Charges | Rs.50/- per certificate | |||
Annual Maintenance charges- Individual | Rs.480/- p.a. (to be recovered upfront ) | |||
Annual Maintenance charges- corporate | Rs.800/- p.a. (to be recovered upfront ) | |||
Annual Maintenance charges- BSDA | NIL for value of holdings upto Rs.50,000 | |||
Rs.100/- for value of holdings Rs.50,001-2 lacs | ||||
Pledge / Hypothecation | ||||
Creation/ Closure/ Invocation | @0.03% of the transaction value (min Rs.50/- per scrip) | |||
Failed Instructions | Rs.25/- per scrip | |||
Late Charges | Rs.100/- per occasion | |||
Stop Charges | Rs.100/- per scrip | |||
Additional statement | Rs.25/- per statement for a maximum of 10 pages and more than 10 pages Rs.5/- per page to a max of Rs.100/- per statement | |||
Note: | ||||
1. Transaction and Pledge will be billed on a monthly basis. All other charges will be recovered on spot | ||||
2. Minimum charges for Demat is as per Dematerlisation Form submitted | ||||
3. Courier / Postage for demat requests and Fax charges will be on actuals | ||||
4. Additional copy of statements at Rs. 25/- per statement (Maximum of 10 pages). Thereafter Rs.5/- per additional page, subject to a maximum of Rs.100/- per statement. | ||||
5. Rates subject to change from time to time as per Bank’s discretion on a prior notice of 30 days. | ||||
6. The above charges are exclusive of tax. | ||||
7. Any service not quoted above will be charged separately. | ||||
8. *Annual Maintenance Charge are refundable and will be levied upfront for a period of one year at the beginning of the financial year w.e.f. 01.04.2010. For accounts opened during the year, AMC will be recovered upfront from the month in which the account is opened to the end of the financial year | ||||
9.Value of the transaction will be in accordance with rates provided by NSDL as on the transaction date or the preceding working day in case of transaction done on a Saturday. | ||||
10.If the value of the securities held in the BSDA a/c any day exceeds the cutoff limits (ie Rs 50,000/- and Rs 2,00,000/- ) AMC as applicable will be charged from that date onwards for the entire year. | ||||
E | FRANKING CHARGES | |||
Nature of Service | Service Charges | |||
Franking Charges | Service Charges | |||
E-SBTR | ||||
Simple receipt | Rs. 50/- to be charged from the customer upfront | |||
Rs 5,000/- and below non registrable documents can be done under Simple receipt. | ||||
e-SBTR | ||||
Registrable documents which are Rs 5,000/- & above. | e-SBTR free for customer | |||
F | SERVICES RENDERED FREE OF CHARGE | |||
a | Cheque Collection - Local | ECS Mandate | No due certificate-Borrowal accounts | |
b | Miscellaneous | |||
Balance enquiry | Balance Certificate | Interest Certificate | ||
Savings Cheque book ( 2 books) | Cheque clearance | Passbook updation / Statement of Account | ||
c | Depository Services | |||
Account opening / closing | Market Purchase Transaction | Interdepository Purchase Transactions |