• The Bombay Catholic Urban Co-operative Society was registered on the May 8, 1920 with the Registrar of Co-operative Societies.
  • Converted into a Bank by the Registrar of Co-operative Societies vide Order No. BOM/URB/BOMBAY CATHOLIC R-WARD OF 84 dated October 20, 1984 to carry on the business of banking.
  • RBI issued CITIZENCREDIT Co-operative Bank Ltd. a full-fledged banking licence on December 27, 1989 (Lic No. MH1016p).
  • In 1989, RBI authorized CITIZENCREDIT Co-operative Bank Ltd to open and maintain Non-Resident External Rupee accounts.
  • It was the first co-operative bank to commission and conduct fully - computerized banking operations by 1991.
  • CITIZENCREDIT Co-operative Bank Ltd was also the first co-operative bank to be rated by a credit rating agency - CRISIL (Credit Rating Information Services of India Ltd) in January 1995.
  • The Bank crossed Rs. 100 crores in deposits in 1994-95.
  • Achieved Scheduled Bank status in October 1996, in recognition of continued excellence in performance.
  • The Bank was registered under the Multi-State Co-operative Societies Act, by the Central Registrar vide Regn.No.MSCS/CR/75/98 dated January 20,1998.
  • Attained Multi-State Co-operative Bank status in January 1998.
  • Introduced Full-Fledged Money changing operations in February 1999.

Financial Highlights

(Rs. in Cr)
2022 - 2023 2021 - 2022
No. of Branches 46 46
Membership (Regular) 12,808 12,594
Paid up Share Capital 14.57 14.84
Total Reserves & Funds 480.00 453.43
Working Capital 3,605.74 3,694.42
Business Mix 4,610.64 4,587.93
Gross NPAs 84.78 65.21
Gross NPAs ratio 5.59% 4.74%
Net NPAs 27.53 16.52
Net NPAs ratio 1.89% 1.25%
Provision Coverage Ratio 94.39% 109.59%
Return on Assets 0.60% 0.72%

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Citizencredit Co-operative Bank Ltd.
CTS No:236, Marve Road, Orlem,
Malad (W), Mumbai 400064

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