Zero Balance Account
BSBDA

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Eligibility

  • Indian National above 18 years of age
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Facilities

  • NO requirement of any minimum Balance
  • 1 FREE Cheque Book in a financial year
  • Unlimited FREE Deposit
  • RuPay ATM and Debit Card with daily cash withdrawals of Rs. 25,000/-
  • Passbook
  • NEFT /RTGS
  • SMS Alerts
  • IMPS (Mobile App)
  • Internet Banking (View only)
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Minimum Balance

N.A.

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Other Information

  • Additional Cheque book (exceeding 1) for the financial year will be Rs.2/- per leaf (only one cheque book will be issued at a time) .
  • 5 free debit transactions per month
  • Debit Transactions exceeding the permissible limit - charges @ Rs.10.00+ STC per debit transactions.
  • Holders of ‘Basic Savings Bank Deposit Account’ will not be eligible for opening any other savings bank deposit account in that bank. If a customer has any other existing savings bank deposit account in that bank, he /she will be required to close it within 30 days from the date of opening a ‘Basic Savings Bank Deposit Account’.
  • Account Closure Charges: Above 14 days to 6 months: Rs. 100/-
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Rate of Interest

  • 4.00% p.a.
    (on daily balances)

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Documents Required

  • 2 Photographs of all signatories
  • Photo Identity Proof & Address Proof:
    PAN Card/ Passport/ Voter ID/ Aadhar Card/ Driving License, Utility Bill – Electricity, Telephone, Post-paid Mobile Phone, Piped Gas, Water Bill (not more than 2 months old), Bank A/c Passbook of Nationalised Bank / Post Office Saving Bank A/c)
  • * All documents should be self attested

Savings & Current Account

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Savings Bank Account

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NRE Account

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Minor Account

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Junior Savings Bank Account

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BSBDA

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BSDBA Small

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Salary Savings Account

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Current Account

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ccbl@citizencreditbank.com

Citizencredit Co-operative Bank Ltd.
CITIZENCREDIT CENTRE
CTS No:236, Marve Road, Orlem,
Malad (W), Mumbai 400064

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