Zero Balance Account
BSBDA Small

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Eligibility

  • Indian National above 18 years of age
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Facilities

  • Simplified KYC norms
  • NO requirement of any minimum Balance
  • 1 FREE Cheque Book in a financial year
  • Unlimited FREE Deposit
  • RuPay ATM Card
  • NEFT /RTGS
  • SMS Alerts
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Minimum Balance

N.A.

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Other Information

  • 5 free debit transactions per month.
  • Debit Transactions exceeding the permissible limit - charges @ Rs.10.00 + STC per debit transactions
  • Total credits in such accounts should not exceed Rs. 1 Lac in a year.
  • Maximum balance in the account should not exceed Rs. 0.50 lac at any time
  • The total of debits by way of cash withdrawals and transfers will not exceed Rs. 0.10 Lac in a month.
  • Remittances from abroad can not be credited to Small Accounts without completing normal KYC formalities
  • Small accounts are valid for a period of 12 months initially which may be extended by another 12 months if the person provides proof of having applied for an Officially Valid Document.
  • Account Closure Charges: Above 14 days to 6 months: Rs. 100/-
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Rate of Interest

  • 4.00% p.a.
    (on daily balances)

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Documents Required

  • No KYC document at the time of opening the account, conditions applied as mentioned below:
  • Self-attested photograph and putting his/her signature or thumb print in the presence of an official of the Bank
  • Submit evidence of having applied for a valid KYC within 12 months of operating of accounts & submitting actual KYC within 24 months of opening of accounts
  • Any other evidence as to the identity and address of the customer to the satisfaction of the Bank
  • A letter signed by the Bank or Letter from the company of the customer who is working with the firm holding an account with us
  • * All documents should be self attested

Savings & Current Account

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Savings Bank Account

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NRE Account

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Minor Account

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Junior Savings Bank Account

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BSBDA

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BSDBA Small

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Salary Savings Account

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Current Account

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26442829 / 26442830 / 26442831

ccbl@citizencreditbank.com

Citizencredit Co-operative Bank Ltd.
CITIZENCREDIT CENTRE
CTS No:236, Marve Road, Orlem,
Malad (W), Mumbai 400064

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