Looking for a short term loan to fund an emergency? A loan against your existing bank deposits is one of the quickest methods.

Eligibility

Term Deposits with CITIZENCREDIT Co-operative Bank Ltd

Quantum

Maximum 90% of face / principal value of the deposit

Repayment Period

Upto 1 year or on maturity of the Term deposit whichever is earlier

Security

Pledge of Term Deposit Receipt (with Lien marked)

Rate of Interest

2% above the deposit rates
1% above the deposit rates
(Senior Citizens)
2% above the deposit rates or PLR whichever is higher
(in case of third party deposits)

Documents Required

Term Deposit Certificate duly discharged (pledged to the Bank during loan term)

Note: Service Charges on Advances

LOAN PRODUCTS

Business Loan

Scheme for Commercial Transporters

Pragati Scheme

Lease Rental Discounting

Housing Loan

Personal Vehicle Loan

Surety/Consumer Loan

Doctor Care

Loan Against NSC / KV

Loan Against Shares and Units of Mutual Funds

Loan Against Bank Deposit

Loan Against Insurance Policy

Gold Loan

Education Loan

Travel Loan

Reverse Mortgage Loan - Aashraya

Loan Against Property

Super Bike Loan

MSE 100

Solar Smart

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How can we help you?

If you have any questions and you can't find the answer on our website, give us a call or message us.

26442829 / 26442830 / 26442831

ccbl@citizencreditbank.com

Citizencredit Co-operative Bank Ltd.
CITIZENCREDIT CENTRE
CTS No:236, Marve Road, Orlem,
Malad (W), Mumbai 400064

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