LOAN AGAINST BANK DEPOSITS

Looking for a short term loan to fund an emergency? A loan against your existing bank deposits is one of the quickest methods.

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Eligibility

  • Term Deposits with CITIZENCREDIT Co-operative Bank Ltd
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Quantum

Maximum 90% of face / principal value of the deposit

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Repayment Period

Upto 1 year or on maturity of the Term deposit whichever is earlier

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Security

  • Pledge of Term Deposit Receipt (with Lien marked)
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Rate of Interest

  • 2% above the deposit rates
  • 1% above the deposit rates
    (Senior Citizens)
  • 2% above the deposit rates or PLR whichever is higher
    (in case of third party deposits)

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Documents Required

  • Term Deposit Certificate duly discharged (pledged to the Bank during loan term)

LOAN PRODUCTS

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Business Loan

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Scheme for Commercial Transporters

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Pragati Scheme

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Lease Rental Discounting

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Housing Loan

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Personal Vehicle Loan

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Surety/Consumer Loan

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Doctor Care

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Loan Against NSC / KV

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Loan Against Shares and Units of Mutual Funds

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Loan Against Bank Deposit

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Loan Against Insurance Policy

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Gold Loan

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Education Loan

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Travel Loan

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Reverse Mortgage Loan - Aashraya

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Loan Against Property

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Super Bike Loan

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26442829 / 26442830 / 26442831

ccbl@citizencreditbank.com

Citizencredit Co-operative Bank Ltd.
CITIZENCREDIT CENTRE
CTS No:236, Marve Road, Orlem,
Malad (W), Mumbai 400064

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