GOLD LOAN

Instantly raise funds for your personal/business needs with our Gold Loans. The funds from Gold Loans can be used for weddings, education, business expansion or any other similar purpose.

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Eligibility

  • Any Salaried individuals, professionals, self-employed person
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Quantum

90% of the gold value (as per Bank’s specified rates)

Maximum up to Rs. 10 lakhs

Maximum upto Rs. 2 lakhs (under bullet repayment)

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Repayment Period

Upto 12 months

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Security

  • Pledge of Gold ornaments
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Rate of Interest

    Gold Loan Rate
  • PLR less 4.25% i.e. 7.75% p.a*
  • *Contact your nearest branch for details

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Documents Required

  • Letter of Pledge
  • PROOF OF IDENTTIY
    Aadhar Card / Driving license / Passport / PAN card/ Election card/Job card issued by Govt. agencies
  • PROOF OF RESIDENCE
    Aadhar Card / Driving license / Passport/ Election card / Job card issued by Govt. agencies
  • PROOF OF INCOME - SALARIED INDIVIDUAL
    6 Months salary slip to be submitted along with the Bank statement
  • PROOF OF INCOME - BUSINESS
    Last 1 Year Income Tax Return with all annexures
    Statement of account for 6 Months
  • PROOF OF INCOME - OTHERS
    Self Declaration to be obtained for Home-makers and other Self-Employed who do not fall in the Tax Bracket.

LOAN PRODUCTS

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Housing Loan

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Personal Vehicle Loan

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Surety/Consumer Loan

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Doctor Care

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Loan Against NSC / KV

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Loan Against Shares and Units of Mutual Funds

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Loan Against Bank Deposit

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Loan Against Insurance Policy

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Education Loan

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Travel Loan

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Reverse Mortgage Loan - Aashraya

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ccbl@citizencreditbank.com

Citizencredit Co-operative Bank Ltd.
CITIZENCREDIT CENTRE
CTS No:236, Marve Road, Orlem,
Malad (W), Mumbai 400064

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