Secure yourself against financial disturbance in just a few simple steps by choosing our Loans Against NSCs / KVPs.

Eligibility

Salaried individuals in permanent employment for minimum period of 3 years
Professionals & self-employed persons in business for at least 3 years

Quantum

Maximum 50% of the Face value of NSCs / KVPs / IVPs etc.

Repayment Period

Upto 36 months or on maturity

Security

Pledge of original certificates

Rate of Interest

PLR less 0.50% i.e. 11.50% p.a.

Documents Required

PROOF OF IDENTTIY
Aadhar Card / Driving license / Passport / PAN card/ Election card/Job card issued by Govt. agencies
PROOF OF RESIDENCE
Aadhar Card / Driving license / Passport/ Election card / Job card issued by Govt. agencies
PROOF OF INCOME - SALARIED INDIVIDUAL
Form 16A, Latest Salary Slip for 3 months, Salary bank account statement of last 1 year
PROOF OF INCOME - BUSINESS
Last 3 years Balance Sheets/Income Tax Returns and Salary/Business bank account statement of last 1 year
Original certificates of NSCs/KVPs/IVPs etc

Note: Service Charges on Advances

LOAN PRODUCTS

Business Loan

Scheme for Commercial Transporters

Pragati Scheme

Lease Rental Discounting

Housing Loan

Personal Vehicle Loan

Surety/Consumer Loan

Doctor Care

Loan Against NSC / KV

Loan Against Shares and Units of Mutual Funds

Loan Against Bank Deposit

Loan Against Insurance Policy

Gold Loan

Education Loan

Travel Loan

Reverse Mortgage Loan - Aashraya

Loan Against Property

Super Bike Loan

MSE 100

Solar Smart

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ccbl@citizencreditbank.com

Citizencredit Co-operative Bank Ltd.
CITIZENCREDIT CENTRE
CTS No:236, Marve Road, Orlem,
Malad (W), Mumbai 400064

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