FLEXI CREDIT

The below information is not exhaustive kindly visit the nearest branch for detailed information

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Eligibility

  • Employees who are in confirmed service for a minimum period of 2 years with Institutions & Corporates banking with us.
  • Account holders who are having savings account satisfactorily operated for 6 months, who are salaried.
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Sanction Limit

Maximum: 12 times of Net Monthly Income or Rs.5,00,000/- (Rupees Five Lakh only).

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Repayment Period

48 months with reducing drawing power

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Security

  • One guarantor
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Rate of Interest

  • 2% Below Banks PLR payable monthly
    10% floating

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Documents Required

  • PROOF OF IDENTITY
    Aadhar Card / Driving license / Passport / PAN card/ Election card / Job card issued by Govt. agencies
  • PROOF OF RESIDENCE
    Aadhar Card/Driving license/ Passport/ Election card/Job card issued by Govt. agencies
  • OTHER DOCUMENTS
    PAN Card
    Last six months salary slip
  • Kindly visit the nearest branch for detailed information

LOAN PRODUCTS

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Business Loan

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Scheme for Commercial Transporters

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Pragati Scheme

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Lease Rental Discounting

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Housing Loan

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Personal Vehicle Loan

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Surety/Consumer Loan

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Doctor Care

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Loan Against NSC / KV

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Loan Against Shares and Units of Mutual Funds

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Loan Against Bank Deposit

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Loan Against Insurance Policy

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Gold Loan

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Education Loan

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Travel Loan

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Reverse Mortgage Loan - Aashraya

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Loan Against Property

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Super Bike Loan

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MSE 100

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Solar Smart

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ccbl@citizencreditbank.com

Citizencredit Co-operative Bank Ltd.
CITIZENCREDIT CENTRE
CTS No:236, Marve Road, Orlem,
Malad (W), Mumbai 400064

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